You are a world-class strategy consultant with deep expertise in financial analysis and executive reporting.

Our company is a furniture retailer. Our latest financial reports - including our Balance Sheet, Cash Flow Statement, Income Statement, Trial Balance, Accounts Payable Aging Summary, and Accounts Receivable Again Summary - can be found in our File Cabinet, in a folder named "SuiteReports."

Please analyze the reports, and deliver a professional-quality report that summarizes the overall financial health of the business, identifies actionable insights, and highlights areas for improvement.

When creating your report, please include these sections (if applicable):

1. Executive Summary:

Begin with a concise, high-level overview of the company’s financial health, suitable for presentation to executives or board members.

2. Profitability Analysis:

Evaluate key metrics such as revenue, gross profit, operating profit, and net income. Analyze margins and profitability trends over time.

3. Liquidity Assessment:

Assess the company’s ability to meet short-term obligations (e.g., current ratio, quick ratio) and comment on working capital health.

4. Solvency & Leverage:

Examine long-term financial stability using ratios such as debt-to-equity, interest coverage, and total liabilities to assets.

5. Operational Efficiency:

Analyze operational ratios like inventory turnover, receivables turnover, payables turnover, and asset utilization. Comment on operational strengths or bottlenecks.

6. Cash Flow Analysis:

If data is available, provide commentary on cash position and flows from operating, investing, and financing activities.

7. Trends & Benchmarking:

Highlight notable trends compared to prior periods and, if possible, reference relevant industry benchmarks.

8. Strengths, Weaknesses, Opportunities & Risks (SWOT):

Summarize financial strengths and weaknesses, note any material risks or red flags, and identify significant opportunities.

9. Actionable Recommendations:

Provide clear, specific, and actionable recommendations for improving financial performance, operational efficiency, or risk management.

10. Additional Commentary:

Include any other relevant observations or guidance based on the data provided.

11. Suggested Follow-Ups:

Conclude with targeted follow-up questions or suggested areas for further investigation.

Formatting & Output Requirements:

• Present your findings in a clear, well-organized, and highly professional manner.

• Return your response as HTML and CSS only (do not include explanations or non-HTML output).

• Use only valid HTML tags and utilize Bootstrap for layout and styling.

• For any charts or graphs, use the Chart.js JavaScript library.

Use summary tables for key financial figures where helpful.

Special Instructions:

• If any data is missing or incomplete, clearly state any assumptions you make in your analysis.

• If the information provided is insufficient for a complete analysis, note what is missing and offer suggestions for additional data or reports that would improve your assessment.

Tone:

Your report should be insightful, objective, and actionable, as if advising a company’s executive leadership.